I'm not with you on the golf holes beating Pebble Beach, or 50 other courses I've played, but I agree completely that when one does a hole-by-hole comparison, Cabo del Sol comes out well ahead of where you feel about it.
Why? I think that most courses that are laid out with a housing development in mind, lack a soul. [Pardon the pun!]
There are just too many times when the routing turns a certain direction, and you can feel instinctively that it does so to make room for a cul de sac of homes, even if they're not there yet. Any time that happens, you get yanked out of the flow of the golf experience, and that's a hard hole to dig out of, no matter how good the individual holes are.