Hey Paul,
Hope all is going well. I actually used to go down to Destin, FL a lot when I was a kid growing up in Indiana. Like others have said, great beaches, and a good family place to spend a week. When it comes to vacationing with the family, it would probably be better to make sure they are happy first. For the golf, you need to hop in your car, and make the 30 minute drive to Panama city where I have stayed a couple of times too. Two golf courses that are worth playing, played them a while ago so don't know what kind of shape they are in now. Camp Creek Golf Course, a resort course designed by Tom Fazio, and Sharks Tooth Golf Club, a Norman design with some good water holes. Hopefully this helps.