I play at the second-tier country club, in a town with two country clubs and two publicly owned courses and s few daily-fee/membership courses.
When we moved here, price was clearly a consideration, but the fact that my club is a Ross, and the other one has too many trees was also a consideration.
When I pay to play, cost is ALWAYS a consideration. And I rarely see any point in "treating" myself to a round of bad golf at a too-hard golf course that costs too much money.
But then I am poor... relatively.
Even in Scotland last summer, the choices we made were often a balance of cost vs. possible joy. I fairly quickly eliminated most anything that cost more than TOC, as I figured it was the apex of golf for me. Troon was one casualty of that.
Our selection of Nairn, Brora, Boat, New, Jubilee, Lundin and North Berwick were all somewhat cost-driven.
Cruden and Dornoch had long been on my radar, so I might budged on cost, but didn't have to.
Ken
K