I agree with all of that Adrian. The furlough scheme meant that many businesses were able to keep hold of staff who would otherwise have been made redundant. I suspect in the end that would have been just as expensive for the Exchequer. Moreover, I know that a lot of businesses who would probably have made redundancies this time last year not only didn't because of the scheme but have since, because things weren't as bad for those businesses, returned the money, despite having used it properly. To be honest, I'm surprised to find anyone who thinks the furlough scheme was a bad idea.