Mike,
I don't disagree with your basic premise, but also would never apply any blanket program for golf courses. And, IF the associations are trying to prescribe one expensive way as the only way to things, then a pox on their houses. However, I think your opinion is mostly assumption. And, I think apply what is happening to the 1% clubs to the rest of the golf industry is largely overplayed, at least for your and my typical client.
When I make presentations to superintendents, yes, I put up the USGA/ASGCA life cycle chart, but quickly explain that in my experience, only high end clubs replace things that often, and most are in the same position as you are, ...."make do, use it up, wear it out, then we will spend capital dollars."
As with most architects, my master plans and studies are now an exercise in cost value options. If an improvement (say bunker liner) cost $60K a year in short term debt, but saves $80K in washout raking (as I found in one study) its certainly not irresponsible to specify or recommend that more expensive option.
In another recent study on an old course with topsoil greens, we costed and estimated lifespan of XGD drainage, California Greens and USGA greens, estimating (which can skew numbers) that XGC would last 10 years, and then require replacement at some point, CA would last 20, and USGA would last 25 (following the chart, supplemented by inspection and soil testing, for lack of a true crystal ball.) Given the assumption that the XGD greens would eventually be replaced sooner, California Greens came out the financial winner in that race when considering the long term costs. It may turn out that the super goes USGA greens when rebuilding time comes, or funding falls through and they rely on XGD until they can't anymore, but we certainly laid out true long term costs in a responsible way.
I have to believe most of the industry does the same and are conscientious about spending money wisely, with a few (always highly publicized) exceptions. Calling more expensive solutions "overly expensive" without knowing the particulars isn't a good idea in my experience.