Bill and Adam,
You've hit a nail on the head here, although I've heard quite a bit of the play is actually corporate/society type golf rather than individuals paying hard cash from their own pockets. Mind you, quite a few of our premier links/heathland/downland/traditional clubs also make goodly amounts of money from corporate/society golf.
Fortunately as an individual you can play most classic or higher profile links, downland or heathland etc courses during the Nov-Mar period at lower prices. As most of these courses are on well draining land you can normally get a more than decent game as well. Also,with the English County Card scheme you can play some, although not all, of them for less during the rest of the year, plus by entering the clubs own open competitions you can play them for less from the back tees and you might even get a prize. Open weeks held at clubs seem to be particularly good value for £$£$.
Nice thread Ally, thanks for raising it.
All the best