Gary makes a great observation and points to a predicament that I am sure we all wish was easily solved. It reminds me of something I ponder at times. When this unprecedented economic boom ends, and if the historical cyclical pattern of economic cycles continues, it will, what will happen to the high end ccfod market, and golf in general?Obviously well designed courses, built for a reasonable amount (how many of these are there though!), that can afford to charge $35 or $40, will fare better than those costing 8 to 10 million with marginal design. Will many of the expensively built courses be sold when they can't meet their loan obligations? If so what will the demand for this type of golf be? Will the corporate outings slow?Will the courses be sold for such a discount that the new owners will be able to charge much less and still make a profit? Will the courses still be maintainable with a lower budget?Will golfer demand drop? Will the number of players continue to rise, plateau, or plummet? I wonder how many of the cigar chomping, beer cart chasing players, who have been a big part of the recent expansion will continue with an interest in the game,and to what degree? The game obviously has a tremendous pull, and is a lifetime endeavor, but I wonder how many among the newly aquainted will drop the game when their pockets are not so flush.For the true golfer there may be a much greater opportunity for affordable(?) golf, but at what cost, and will growth of the game continue. I guess, looking in the crystal ball,one bright side to this will be an eventual darwinian elimination of practicing architects. I am sure Tommy Naccarato has a thought or two on who he would wish to go the way of the dinasaur. Anyway, a lot of questions for the group. Lets hope the economy keeps on chugging, and we keep churning out courses. In case it does not go on forever, maybe some of you who are older and wiser than me can give a viewpoint based on experience. I was in high school the last time we had an extended recession that I can remember. What do you all think? I could use some perspective other than Dr Mackenzie pleading for work during the 1930's.