Years ago I found myself wondering what golf in America might've been like if CBM's connections weren't with Wall Street but with local Chambers of Commerce, and if his financing came not from the stock markets-private investors but from municipal governments-public work programs instead. Maybe American golf wouldn't have developed differently at all, but on the other hand CBM might've set a pattern/approach that had others copying him for the next hundred years. If so, the good news is there'd be a heck of a lot of great public-municipal courses all across the country; but maybe the bad news is that Mr. K would've found the completely opposite niche, and all the Bandon courses would now be highly exclusive privates, akin to Cypress!