I would say it is 50/50. I am probably somewhere around an 8, maybe a 10. I used to play to a 5, as low as a 3. It is difficult to watch your handicap head north and I'll probably never get it under a 5 again. My all time best round is a 71 (-1) that I shot about 10 years ago. I marked every stroke in that round, putted every single ball into the hole. I am glad I did. As my skills disolve, at least I can look back at that one, single day of golf and say without question....I was honest, that score is real. It is a great thing to be able to say. If I had cheated, mismarked my score, bumped the ball in the rough, today, I wouldn't be able to look at the round the same way. And really, in that situation, the only person that would lose, is me.