I do not have a handicap, and never play competitively [unAmerican, I know]. I am very short off the tee [200yd is ecstatic for me], so I cannot play 400yd+ par-4's. So I am near the front on all of those. On the other hand, I have no problem reaching a 170 par-3, so back I go. Par-5's I usually play around 450-480.
I want to play as much of the course and enjoy as many 'features' as i can. I am realistic about it.
Obviously, changing tee positions during around is common, and IMHO, very worthwhile.
If I ever get a handicap [unlikely], I will try to keep within the bounds of rating. I do believe though, that many courses have ratings for each hole seperately, no?
Doug