TE Paul;
My simple answer regarding thatch accumulation is........all of the above. That is, many factors do contribute to the excessive accumulation of partially decomposed organic matter. The most important ones, in my experience, are excessive nitrogen fertilization, excessive irrigation, lack of removal of thatch (by any method....slicing, coring, verticutting, grooming), and MOST CERTAINLY not enuf sand topdressing.
That above statement refers to any turfgrass, be it in the fairways, on the greens, anywhere....well managed and healthy turf (of which minimal thatch accumulation is one indicator) is the result of a balanced program, one that includes the cultural basics mentioned above.
I find it difficult to say any one factor is more important than any other..........the BALANCE of all the factors is what's important. And the super that produces healthy, firm turf is one who has learned to balance the basic cultural factors to suit his/her particular turf, soil, climate, and budget. If I was forced to say which practice contributed the most to excessive thatch accumulation (at the threat of death, or worse, having to vote republican), I would finger the excessive nitrogen issue, then the topdressing, then lack of mechanical removal, then irrigation. My opinion only.
Here in Bandon having minimal thatch in our sward of fine fescue is relatively easy to achieve, while I found it tuff to minimize thatch in pennlinks bent greens and blue/rye rough in a mountain climate setting.
topdress....judicious nutrient applications....minimal water....frequent cultivation of some kind...topdress...judicious nutrient app...little water whenever possible...accumulation removal....topdress.....on...and....on
Hope this helps!
Tom
ps.....your question re: Have I been allowed to deal with thatch by coring whenever I liked? Busy municipal course in Northern California city....generally yes. A mid range resort course in N.C.....yes. Bandon Dunes....absolutely.