John,
I haven't played any of those courses you mentioned, although it could be argued whether or not UM and OSU have anything left or ever had anything from the old masters.
I have played Karsten Creek a number of times and was there for the 2004 NCAA tournament and it is quite a course. It is by far the best public access course in Oklahoma (ok, so that's not too hard.
) The course is laid out on rolling terrain and you don't ever see anybody else on the course. The conditions are always excellent, with beautiful zoysia grass fairways and bentgrass greens. The course can play very long, the greens are interesting and all the par 3's are good.
It is a Fazio course so that automatically gets it discredited by some people.
Check out their website:
http://www.karstencreek.net As a student/faculty/staff of OSU you can play the course for a mere $250.00. Or Joe Blow can walk up and play it for $250.00. They really don't encourage outside play. It was built for the OSU golf teams, a limited membership and T. Boone Pickens. Of course Karsten Solheim was a big donor to the course.
As a side note, the golf coach's (Mike Holder) wife plays golf at the local muni.