Tom;
I grew up in bleak northeastern PA where winter seems to last for six months. During my mid 20s, when I first became reasonably gainfully employed, I decided that rather than bemoan my golf-deprived state, I'd learn to ski instead.
On Opening Day, I broke my leg in two places, and was in a cast for five months. The last month, around April, I had only an "impact cast", from below the knee to the ankle.
I was so desperate to play that I walked 18 holes on a VERY hilly course wearing the cast (it was too wet for carts after the snow melt), and didn't do too badly despite the lack of a proper weight shift.
The next year, I moved out of the hell hole, and although I'm only 2 hours south, the 7 degree temperature average and proximity to the sandy Jersey shore (and its winter courses) has made all the difference.